What are the best insurance strategies at the moment? Insurance, superannuation and tax planning are now more integrated than ever.
There are certain steps and habits, that if acted on and followed lead to very positive financial outcomes. We have written this eBook to highlight some of the more important ones.
Direct share ownership is a very popular mode of investing for SMSF trustees. That being said, there are investment and tax mistakes that are best avoided.
Did you know you may be able to use your super to buy an investment property? This eBook has been written to help you navigate this opportunity and understand the risks.
Would you like a Quick Financial Health Check? Download this easy to use tool that helps you evaluate the current health of your finances.
There is so much information available now about refinancing. But information does not equal knowledge.
Downsizing is one of the biggest and hardest decisions you may ever make. More and more Australians will grapple with this challenge in years to come.
Leaving or losing your job is surely one of the most stressful events we could experience. This eBook is designed to give you some guidance to help you through this tough time.
CGT can be a large and unexpected expense. This eBook has been written to examine the strategies available to legally manage your tax liability.
The Pension Loans Scheme is a federal government initiative to help Australian retirees to supplement their income. Many Australian retirees have the bulk of their assets tied up in residential property.
In this eBook, we look at each of these 17 key government financial benefits, their specific eligibility requirements, and how you can claim them.
The purpose of this eBook is to provide information about end of year tax and superannuation planning, with a special focus this FY2020 on COVID related issues.
VicSuper is one of the largest public sector super funds in Australia. Many of our prospective and existing clients have VicSuper accounts. We have written this eBook for them.
Are you considering establishing your own Self Managed Super Fund? This unique eBook has been written specifically for you.
Buying off the plan has its advantages and pitfalls. This is a unique eBook written for those interested in embarking on such a strategy.
Buying a home is a major investment but can return significant financial gains to kick-start your wealth-building program.
Planning for the future starts with a budget and we have written this eBook to help you start the process of getting your budgeting in order.
Everyone wants to have some idea if they are on track for a comfortable retirement or if they are not, how far off are they?
Everyone wants to have some idea if they are on track for a comfortable retirement or if they are not, how far off are they?
We have produced this eBook so clients have a foundation level understanding on how to invest in Commercial Property within an SMSF.
Find out how you and your partner can work together as a team to create a more prosperous future together.
We have produced this eBook to bring together a collection of ideas and strategies that can help you to pay off your mortgage and sooner.
An SMSF is a very important decision. The fewer mistakes you make the better. This eBook is written for anyone considering an SMSF and is not sure what to expect.
Superannuation and taxation can’t be avoided in Australia. Learn strategies on how you can use these financial vices to enhance your situation.
Negative gearing is a strategy used by many investors. In this free eBook you will find out the essentials in assessing this tool as part of a wealth creation strategy.
With the popularity of SMSFs on the rise, more and more Australians are looking at borrowing to invest and buy property with their superannuation.
A testamentary trust is one of the most powerful estate planning tools available. They can can have a wide-reaching and multi-generational impact on family wealth.
Coming into money brings opportunities and challenges, and in many cases, mixed emotions. Recipients of new wealth have many financial issues to consider.
High income and high net worth clients have unique issues that they need to consider in their planning. Finding advice that caters for those issues can be harder than you think.
Salary packaging can possibly allow you to pay for expenses from pre-tax salary and increase your net cash flow.
A classic question in the property market has always been – buy or rent? Rentvesting allows you to do both. This eBook will help you understand the Rentvesting strategy.
Personal estate planning is often overlooked and even when we do get around to it there is a long list of mistakes that should be avoided.
It seems change is the only constant in these turbulent times. Here are ten trends that will have an impact on the retirement of Australians.
Living and working away from home is a reality for many Australians. You may work for an employer that offers a LAFHA.
This eBook has been written for those immigrating to Australia from anywhere in the world with the objective of making the transition easier and smoother.
Going to an auction unarmed with knowledge is a dangerous thing to do. This eBook will give you an insight into how to best survive in an auction environment.
Whether it is coming to the end of the financial year, or July, purposely planning for taxation and superannuation can assist to minimise the tax you pay and maximise your retirement nest egg.
Many investors feel that they don’t understand annuities and find them confusing, but they can be a powerful part of a diversified portfolio.
Granny flat construction is on the upward trend in Australia. Be aware of the potential pitfalls before embarking on development of a granny flat.
Do you have a Family Trust or are you considering one? Read this eBook to avoid many of the mistakes people make.
This eBook has been written for our existing and prospective clients to outline many of the costly mistakes that should be avoided with negative gearing.
If you earn over $300,000 then you owe extra tax on your super contributions. It’s called Division 293 Tax. Learn more about this tax.
We have produced this eBook to help shed light on a wide range of both simple and complex issues relating to LRBAs (Limited Recourse Borrowing Arrangements).
Should I buy an investment property or a home? This question is being asked by more and more Australians in the last 5-10 years as getting into the property market gets harder.
With the help of author Alison Nancye we have produced an eBook focused on helping you manage your change of career.
We have written this eBook for the ever increasing number of New Zealander’s migrating to Australia.
Not all Financial Planners are the same. Being able to distinguish between all the different types of planners is not easy. So how do you find the best advisor for you?
Not all Financial Planners are the same. Being able to distinguish between all the different types of planners is not easy. So how do you find the best advisor for you?
Women have some specific financial issues and concerns that they are faced with. This eBook has been written to help you understand those issues and navigate them.
If you’ve changed jobs over the years, it’s likely that you’ll have more than one superannuation account.
Selling your business is one of the most important financial transactions. It is important to approach it armed with as much information as possible.
Getting into the property market is the hardest it has ever been. In this eBook you will learn the strategies to help your adult children break into the market.
This eBook has been written to give some insight into the issues that need to be considered and to help you avoid costly mistakes when buying property in super.
Planning for retirement has never been harder as we now live in a world where markets are more volatile than at any other time in history.
It’s important to understand common investment decision-making mistakes and how you can avoid them. At the end of the day, good investment decision-making lowers your risk and improves your returns.
If you’re considering Aged Care for yourself or one of your loved ones, it’s important to understand the basics of how Aged Care works in Australia before you make any decisions.
Exchange-traded funds (ETFs) are a managed investment vehicle that you can use to access a wide variety of investment markets.
If you need to take out life insurance to protect yourself and your loved ones, you have three broad options. This eBook examines the pros and cons of each one.
In this eBook, we will look at the pros and cons of keeping your home and renting it out versus selling it. We will also look at a number of case studies.
In this e-book, we explain the key differences between ETFs, LICs and unlisted funds. We also provide answers to FAQs and outline the pros and cons of each investment option.
Discover strategies to legally minimise your tax obligations as an individual or a business as well as strategies to grow your superannuation.
In most cases your super cannot be withdrawn until you reach a certain age or retire. Learn about withdrawing your super as a lump sum or in the form of an income stream.
Winding up or closing an SMSF may occur for a number of reasons such as relationship breakdown or bankruptcy. Learn about trustees’ obligations to members and regulators. Or Learn about the steps in closing an SMSF.
An SMSF is subject to specific concessional taxation rules, so long as the fund complies with the government’s super rules.
Setting up your own SMSF requires you to become a trustee of the fund. This is an important decision that carries certain duties and responsibilities.
There are specific investment rules that must be followed to ensure an SMSF remains eligible for tax concessions. Learn about the types of investments your SMSF can and can’t invest in and lending and borrowing restrictions.
There are almost 600,000 self-managed super funds (SMSFs) in operation in Australia. SMSFs are not suitable for everyone. Learn about what an SMSF is, how they are regulated and becoming a trustee of your own super fund.
The purpose of this guide is to take some of the mystery and confusion out of insurance by providing you with an overview of the different types of insurances available.
Contributing to super will grow your nest egg to fund your retirement. Learn about the different types of contributions and taxation of each.
If you reached your preservation age but are still working you may want to consider a Transition to Retirement Pension as part of your retirement planning strategy. Combined with salary sacrifice contributions, a TTR pension can be an effective retirement planning tool available.
Find out what makes or breaks a potential investment property. Buying property can be exciting and nerve racking at the same time. It can be emotional and logical. This eBook covers those items you should consider before buying a rental property.
The purpose of this guide is to focus on some of the issues surrounding SMSF property loans. As such the specific focus of this eBook will be on arranging finance to buy a residential property inside an SMSF.
Relationship breakdown and divorce affects every aspect of your life, and the financial side is no exception.
Find out the challenges faced by doctors in managing their money and making their wealth creation aspirations come true.
Sort out the best from the rest with our guide to Sydney’s best suburbs for property investment. We hope that this guide will help you with your search.
Finding properties that pay for themselves is hard but not impossible. Learn the signs of a cashflow positive property.
Many of our Queensland clients have a QSuper account, we have noticed over the years a range of questions and uncertainties regarding how QSuper works.
The housing market in Canberra is unique for a number of reasons. Get invaluable information when researching this market.
Sending your children to a private school is one of the most expensive things you will ever do. Learn the strategies to help fund private school fees.
Not all suburbs are equal. We have produced this eBook for those looking to invest in Melbourne real estate for the long term, rather than shorter term speculation.
Not all suburbs are equal. We have produced this eBook for those looking to invest in Brisbane real estate for the long term, rather than shorter term speculation.
Salary packaging can possibly allow you to pay for expenses from pre-tax salary and increase your net cash flow.
It can be challenging finding the right planner for you. The purpose of this eBook is to help you avoid some of the mistakes people make when choosing a financial planner.
Company compliance is a maze. We have produced this eBook to help our clients that have either corporate trustees or an operating company.
Defence Housing is a popular investment strategy for many Australians. We have written this eBook to help clients improve their thinking on this strategy.
Australian residential property has performed admirably over the last 40-50 years and created substantial wealth for a large portion of the Austrailan population.
Increasingly, property investors are looking to the National Rental Affordability Scheme as a means of creating cashflow positive investment property wealth.
Teachers have their own unique set of financial considerations and concern. We have written this eBook for you hoping that you extract some value and insight from it.
If you have shares in an employer/employee share scheme, this eBook has been written to help you navigate some of the questions and issues you may have.
Are you paying more tax than you have to? This easy-to-understand guide outlines which costs of your investment property are deductible and which are not.
The purpose of this eBook is to provide an overview of SAFs to enable you to come to an informed decision on whether it could be an answer to your investment needs.
Is Specialist Disability Accommodation really all that it seems? This eBook provides an overview of the scheme and explores not just the investment opportunity but what the potential pitfalls are.
If you are an Australian expat returning (or thinking of returning) to Australia, then this eBook is for you.
This is a question on most investors minds. We have produced this eBook to help you think about and answer the question in a rounded and holistic manner.
Property experts go through a particular thought process to find and identify value in real estate transactions. This eBook is an insight into that thought process.
Immigration is an amazing time in one’s life. This eBook has been written for those immigrating to Australia from Britain.
Immigration is an amazing time in one’s life. This eBook has been written for those immigrating to Australia from South Africa.
The combination of NRAS and an SMSF can be a very powerful strategy for the right people. This is a unique eBook that goes into the details of NRAS & SMSF.
The idea of a 90% financed or even 100% financed investment property being cashflow positive from day one sounds attractive to anyone right?
If you are retired or planning your retirement you need to first understand the challenges that lie ahead of you and then develop a plan to navigate and avoid them.
Professional athletes, no matter what stage of your career; often have unique financial needs & circumstances. This eBook has been written to help you navigate your unique concerns and issues.
Are you a Professional Pilot? This unique eBook has been written specifically for you.
As a surgeon you would be faced with some unique financial challenges and considerations. This unique eBook has been written specifically for you.
This eBook provides an overview of the financial planning and superannuation relates issues uniquely faced by same-sex couples in Australia.
More and more Australians are opting for an apartment rather than a detached house. Find out what you need to know in your search for the perfect apartment.
Building a portfolio of investment properties is a legitimate retirement strategy used by many Australian investors. It requires specific knowledge, patience and discipline.
Selling your home for any price is easy, but getting the best price is not. If you are selling in the near future then this unique eBook has been written specifically for you.
Are you one of the many people worried about the future? Read our guide on dealing with uncertain times and find out what you can do to protect yourself now.
The long term goal of many property investors is to build a portfolio of properties. This eBook has been written for those interested in embarking on such a strategy.